Top 3 Ways to Keep Your Business Prepared for Storm Season

Stay ahead of storm season with three simple tips every Southeast business owner should know, from reviewing your coverage to protecting your equipment and planning for recovery.

---

For many Southeast business owners, storm season is more than just a few rainy days, it’s an unpredictable stretch that can put your property, equipment, and income at risk.

Whether you run a café in Charleston, a landscaping business in Summerville, or a contracting company along the coast, preparing before the storm hits can make all the difference. Here are three practical ways to keep your business safe, organized, and covered during storm season.

1. Review Your Property Coverage

Storm damage isn’t always as obvious as a broken window or missing shingles. High winds, hail, and water intrusion can cause hidden damage that adds up fast.

Take time each year, especially before hurricane season, to review your property insurance. Make sure your policy includes:

• Wind and hail coverage (some policies exclude this without an endorsement)

• Water damage from roof leaks or driven rain

• Business interruption coverage if you need to close temporarily

Pro tip: Standard property policies usually don’t include flood coverage — that’s a separate policy. Ask your agent if it makes sense for your area and risk level.

2.  Protect Your Equipment & Records

When severe weather hits, time is short. Protecting your physical and digital assets ahead of time ensures you can get back to business faster.

A few small steps can make a big difference:

• Back up all important files to a secure cloud platform.

• Unplug electronics and surge-protect critical equipment before a storm.

• Move valuable tools or inventory off the floor and away from doors or windows.

If you use laptops, tablets, or mobile devices for work, keep them charged and stored in waterproof cases or bags.

3. Create a Business Continuity Plan

A business continuity plan doesn’t have to be complicated; it just needs to be clear and accessible. The goal is to outline how your business will communicate, operate, and recover after a storm.

Start with these essentials:

• Communication plan: Who contacts employees and clients if power or internet goes down?

• Alternative workspace: Where can you operate if your building is inaccessible?

• Recovery checklist: Key steps for reopening, from vendor calls to damage assessments.

  
  

Keep a printed copy of your plan in a waterproof folder and share a digital version with your team so everyone knows what to do.

 The Bottom Line

Storms happen, but being prepared turns a potential setback into a manageable situation. With the right coverage, a solid plan, and a few preventative steps, you can protect what you’ve worked so hard to build.

At The Daley Agency Southeast, we’re here to help your business weather every season with confidence.

Let’s review your coverage together — no pressure, just peace of mind.

Contact us or message us on Instagram @TheDaleyAgencySoutheast to get started.